Legal Disclaimer
No Warranties
This website, including the information, materials, content and services made available through it, is provided on an “as is” and “as available” basis without any representation or warranty, express or implied. Shandilya Telefintech does not warrant the accuracy, completeness, reliability, availability or suitability of the information provided on this website for any particular purpose.
While we make reasonable efforts to keep the information on this website accurate and up to date, we do not guarantee that the website, its content or any information provided through it will always be complete, accurate, current or free from errors. We also do not warrant that the website will remain available at all times or that it will be free from viruses or other harmful components.
Nothing contained on this website should be construed as legal, financial, investment, tax, insurance or other professional advice. Users should independently review the relevant product documents, terms and conditions and seek appropriate professional advice wherever necessary before making any financial or insurance-related decision.
Limitation of Damages
To the maximum extent permitted by applicable law, Shandilya Telefintech and its affiliates, partners, employees or representatives shall not be liable for any direct, indirect, incidental, special, consequential or other damages arising out of or in connection with the use of, or inability to use, this website or any information, content, products or services made available through it.
This includes, without limitation, any loss of profits, business interruption, loss of information, loss of data or any other loss arising from reliance on information available on this website, even where Shandilya Telefintech has been advised of the possibility of such damages.
Unlawful Use of this Website
We reserve the right to investigate complaints, suspected misuse or reported violations relating to this website and to take appropriate action where necessary. This may include reporting suspected unlawful activities to appropriate law enforcement authorities, regulators or other competent authorities and providing information where required or permitted by applicable law.
You may view, download for caching purposes and print pages from this website for your personal and non-commercial use, subject to the restrictions set out below.
You must not:
- Republish material from this website without prior written permission.
- Sell, rent, license or otherwise commercially exploit material from this website.
- Reproduce, duplicate, copy or use website content for commercial purposes without permission.
- Modify, edit or create derivative works from material available on this website.
- Redistribute or reproduce website content in any form without appropriate authorization.
- Use this website for any unlawful, fraudulent or unauthorized purpose.
Governing Law and Jurisdiction
Shandilya Telefintech aims to provide clear and responsible information relating to financial and insurance products and services. However, information available on this website should not be considered professional, technical, legal, financial or insurance advice.
By accessing or using this website, you agree that any dispute arising out of or relating to the use of this website shall be subject to the applicable laws of India and the jurisdiction of the competent courts in New Delhi, India.
Ownership, License and Restrictions on Use
All rights, title and interest in and to this website, including its content, design, text, graphics, logos, trademarks and other intellectual property, belong to Shandilya Telefintech or their respective owners/licensors, as applicable.
We grant you a limited, non-exclusive and non-transferable right to access and use this website for personal, informational and non-commercial purposes.
No part of this website may be reproduced, republished, copied, transmitted, distributed, modified or commercially exploited without the prior written permission of Shandilya Telefintech or the applicable rights holder.
Links
This website may contain links to third-party websites, platforms, service providers, insurers, financial institutions or other external resources. These links are provided for convenience and informational purposes only.
Shandilya Telefintech does not control and is not responsible for the content, accuracy, availability, security, privacy practices or policies of third-party websites. Accessing any third-party website through a link on our website is done at your own discretion and risk.
The inclusion of any external link does not necessarily constitute an endorsement, recommendation or guarantee of the products, services or information provided by that third party.
This disclaimer, together with our Privacy Policy and Terms & Conditions, governs your use of this website and supersedes any previous understanding relating to the use of this website, to the extent permitted by applicable law.
Scope of the Legal Disclaimer
Wherever this disclaimer is referred to or linked by Shandilya Telefintech, with or without a web link, the user or reader is expected to take full notice of this disclaimer and understand its applicability to the relevant information, product, service or content.
The provisions of this disclaimer may apply to the website, its pages, product information, communications and other information made available through Shandilya Telefintech’s digital platforms, subject to the context in which such information is provided.
Product Related Disclaimers
Insurance Cover
Information relating to insurance products available through this website is provided for general informational purposes and should not be considered exhaustive or a substitute for reviewing the applicable insurance policy documents.
Users should carefully read and understand the relevant product information, including coverage, benefits, terms and conditions, exclusions, limitations, eligibility requirements and other applicable provisions before purchasing an insurance product.
The availability of an insurance product, premium, coverage, benefits and applicable terms are subject to the respective insurer’s policy terms and underwriting requirements. Users should carefully review the applicable sales brochure, policy wording and other relevant documents before making a purchase decision.
Claims
The admission, assessment and settlement of insurance claims are subject to the terms and conditions of the respective insurance policy and are at the discretion of the concerned insurer. Shandilya Telefintech does not independently determine or guarantee the approval, rejection, amount or settlement of any insurance claim.
Where applicable, Shandilya Telefintech may assist customers in obtaining or communicating information regarding the status of their insurance application or claim as provided by the respective insurer.
Shandilya Telefintech shall not be responsible for any decision taken by an insurer regarding the admission, processing, rejection or settlement of an insurance claim. Any dispute relating to an insurance policy or claim should be addressed in accordance with the terms, conditions and grievance redressal mechanism applicable to the respective insurer and policy.
Important Notice
Insurance is a subject matter of solicitation.
Users are advised to carefully read the policy terms, conditions, exclusions and applicable documents before concluding any insurance transaction.